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HOW SOON DO YOU WANT TO BUY A MANUFACTURED HOME?

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Home Loans For All Home Buyers

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Manufactured Home Loan Programs

Florida Pro Homes offers a wide range of loan products and programs. Whether you are an A+ borrower with excellent credit history and strong finances, a first time homebuyer, retired, 1099, self employed or have an adverse credit history. Our team of professional Mortgage Loan Originators can help find you the best product to meet your specific needs.

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Conventional Mortgages

A “conventional” (conforming) mortgage is a loan that conforms to established guidelines for the size of the loan and your financial situation. Conventional loans may feature lower interest rates than jumbo loans, FHA loans or VA loans. Terms of these conventional loans typically range from 10 to 30 years.
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Fixed-Rate Mortgages

The term “fixed-rate mortgage” refers to a home loan that has a fixed interest rate for the entire term of the loan. This means that the mortgage carries a constant interest rate from beginning to end. Fixed-rate mortgages are popular products for consumers who want to know how much they’ll pay every month.
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FHA Loans

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the FHA and issued by an FHA-approved lender. FHA loans are designed for low- to moderate-income borrowers. They require a lower minimum down payment and lower credit scores than many conventional loans do.
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USDA Loans

USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages. You must use a USDA loan to buy a home in a designated area that covers several rural and suburban locations
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VA Loans

A VA loan is a mortgage offered through a U.S. Department of Veterans Affairs program. VA loans are available to active and veteran service personnel and their surviving spouses, and are backed by the federal government but issued through private lenders.
 
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Jumbo Loans

A jumbo loan is a type of financing that exceeds the limits set by the Federal Housing Finance Agency and cannot be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac. Homeowners must undergo more rigorous credit requirements than those applying for a conventional loan.
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DSCR Investor Loans

Our No Income Verification Investor Loan, No Ratio DSCR Loan allows borrowers to qualify based on the rental income analysis to determine the property’s cash flow. No personal income is required to qualify. This saves you from submitting complicated income statements and tax returns. The debt service coverage ratio is the property’s annual net operating income (NOI) compared to its annual mortgage debt service. 
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Bank Statement Loans

We know traditional mortgage loans pose a serious challenge for self-employed and independent professionals because your tax returns don’t reflect your full income and financial capabilities. Bank statement loans allow you to purchase or refinance a home without the use of traditional income documentation. Instead, you can qualify based on your bank statements – either personal or business.
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Applying for a Loan is Quick and Easy!

With one easy online application, we will work closely with you and your specific situation to help you get your financing approved so you can get into your dream home quickly and easily.

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Manufactured Home Loan

Whether you’re buying your first home or you’re an experienced buyer, Florida Pro Homes has  a home lending solution just for you.

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Manufactured Home Trade-In

At Florida Pro Homes, we handle that, too. We’re your one-stop shop for buying, selling, and trading used and new manufactured homes!

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